Features
Everything Brickeven does
A UK-specific property finance tracker for homeowners. Twelve automatic dashboard metrics, room-by-room transaction tracking, full mortgage history including remortgages and overpayments, and valuation timelines. Here’s the full list.
Estimated value
£412,000
+ £12,400 since last valuation
Breakeven sale price
£315,800
£96,200 profit if sold at valuation
Monthly cost to date
£1,847
Averaged over 28 months of ownership
Your dashboard
Twelve metrics that answer every question about your home
Every number on your dashboard updates the moment you add data. No formulas, no spreadsheets, no manual recalculation.
- Everything grouped into four themes: what it’s worth, what you’ve put in, what the mortgage is doing, and what it’s costing you.
- Every metric is calculated live from your inputs. Add a transaction, refresh a valuation, log an overpayment, and every relevant number moves.
All twelve dashboard metrics
Estimated value
Latest valuation, or falls back to purchase price.
Paper profit or loss
What you’d gain or lose if you sold today, before selling costs.
Breakeven sale price
Minimum sale price to recover everything you’ve put in.
Equity
Property value minus your outstanding mortgage balance.
Total invested
Everything you’ve put in, excluding mortgage interest.
Total invested (inc. finance)
Everything invested plus cumulative mortgage interest paid.
Renovation spend (net)
All renovation expenses minus any income from sales.
Monthly mortgage
Base payment, with capital and interest split shown.
Outstanding balance
Total across all active mortgages, walked month by month.
Interest paid to date
Cumulative across intro and Standard Variable Rate (SVR) periods.
Monthly cost to date
Averaged over months owned. Excludes capital repayments.
Total overpaid
Lump sums and overpayments, with interest saved figure.
Cost of buying
- Purchase price£250,000
- Stamp duty£2,500
- Solicitor fees£1,500
- Survey£600
- Moving costs£1,200
Total upfront
£255,800
Feeds straight into your breakeven price and equity.
Property setup
One place for every cost of owning your home
A property in Brickeven isn’t just a name and an address. Brickeven captures every one-off and ongoing cost so the metrics stay honest.
- Property details: name, address, property type, floor area in square feet or square metres, purchase price, purchase date, and deposit.
- Purchase costs: Stamp Duty Land Tax (SDLT), legal fees, survey cost, and moving costs. Feed straight into your breakeven price.
- Recurring charges: service charge and ground rent, with a full rate history so amounts change on the right dates.
- Selling cost estimates: estate agent fee percentage, solicitor fees, and Energy Performance Certificate (EPC) cost. Included in the breakeven calculation so the number stays realistic.
New kitchen tilesReceipt
Kitchen · 15 Aug 2026
−£340
Annual boiler service
Utilities · 8 Aug 2026
−£120
Sold shed on Marketplace
Garden · 3 Aug 2026
+£85
Spaces & transactions
Track every pound, room by room
You decide how to structure your project. Create as many spaces as you like, give them whatever names make sense (the kitchen refit, the garden, the loft), and log every cost against the right one.
- Create your own spaces, name them anything, structure them however you want. No restrictions.
- Log expenses and income with categories, dates, notes, and up to five receipt uploads per transaction.
- Search and filter across everything you’ve logged.
- Spend-by-space breakdowns show which rooms took the biggest hit.
Balance forecast
3.2 years
paid off earlier
£14,320
interest saved
Mortgages & overpayments
Your full mortgage picture, mapped out
Not just your current mortgage. Every deal you’ve ever had, all the fees, and every overpayment, so the numbers stay accurate through remortgages and rate changes.
- Three mortgage types: initial purchase, remortgage, and additional borrowing. Stack them and Brickeven walks the balance across every deal.
- Handles intro rates and follow-on Standard Variable Rate (SVR) properly, with intro terms of 2, 3, 5, or 10 years and an auto-calculated intro end date.
- Fee tracking on every mortgage: arrangement fee, broker fee, and lender valuation fee.
- Log lump-sum overpayments with amount, date, and an optional note.
- Set a recurring monthly overpayment on any mortgage.
- Balance forecast chart shows projected paydown alongside a dashed comparison line for what would happen without overpayments.
Valuations
+ £162,000 since purchase
Feb 2026
Current estimate
£412,000
Zoopla
Sep 2024
Remortgage valuation
£358,000
Surveyor
Mar 2024
Zoopla estimate
£305,000
Zoopla
Jun 2023
Purchase price
£250,000
Contract
Valuations
Watch your property's value change over time
Every valuation you get, from every source. The latest one feeds every equity and profit metric in real time.
- Unlimited valuations on every plan, log as many as you like from any source.
- Six valuation sources: self-valued, estate agent, surveyor (Royal Institution of Chartered Surveyors, RICS), Zoopla, other portal estimate, and mortgage lender valuation.
- Compare against your breakeven price to see the profit gap open (or close) over time.
- Latest valuation drives the dashboard estimated value, equity, and paper profit metrics.
Charts
Four interactive charts that make the numbers click
Numbers are useful. Charts show you the direction of travel.
Breakeven analysis
Cumulative total invested plotted against property value over time. Watch the profit gap widen (or close) as you spend and the market moves.
Equity over time
Area chart of property value minus outstanding balance, walked monthly from purchase using proper amortisation.
Spend by space
Bar chart of net renovation spend per room. See which projects have been the biggest budget line, at a glance.
Balance forecast
Projected mortgage paydown with a dashed comparison line showing what would happen without overpayments. Shrinks visibly as you overpay.
Free tools
Free calculators anyone can use
No signup, no card, no email. Open the page, enter your numbers, get the answer.
Mortgage calculator
Property value, deposit, term, rate in. Monthly payment, total interest, total repayable, and Loan-to-Value (LTV) ratio out.
Try it →Overpayment calculator
See exactly how much interest you’d save and how many years you’d shave off your mortgage with regular or lump-sum overpayments.
Try it →Built for the UK
Made for UK homeowners, not a US template
Every number, field, and default is British. If you own a home in the UK, it feels like it was written for you, because it was.
Pounds throughout
Every field, every metric, every chart. No currency toggle, no dollar defaults.
Stamp Duty Land Tax (SDLT)
A dedicated field on the property setup. Feeds straight into your breakeven price.
Remortgaging built in
Track your full mortgage history: purchase, remortgages, additional borrowing. Not just a single loan.
Leasehold-friendly
Service charge and ground rent tracked with a full rate history, so amounts change on the right dates.
Compared
How Brickeven compares to the alternatives
Property portals show you a valuation. Spreadsheets go stale. Brickeven does the maths for you and keeps doing it, every month.
| Feature | Brickeven | Property portals | Spreadsheet |
|---|---|---|---|
| Breakeven sale price | Manual | ||
| Paper profit / loss | Manual | ||
| Equity tracked automatically | Manual | ||
| Monthly cost of ownership | Manual | ||
| Mortgage payment split (capital vs interest) | Complex | ||
| Overpayment impact & forecast | Complex | ||
| Renovation cost tracking by room | Manual | ||
| Receipt uploads | |||
| Valuation history | Estimates only | ||
| Purchase & selling cost capture | Manual | ||
| Interactive charts | Clunky | ||
| UK-focused (pounds, Stamp Duty Land Tax, remortgaging) | |||
| Free to start |
See it working on your own property
Set up your first property in two minutes. Free to start, no credit card. Upgrade once for lifetime access when you’re ready.